Investing. What Are The Differences And Similarities Between A 401K In The US And A Regulated Superannuation Fund In Aus?

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Investing : What Are The Differences And Similarities Between A 401K In The US And A Regulated Superannuation Fund In Aus

I see many questions on here regarding 401Ks which i assume are available in the United States. They sound quite similar to Regulated Complying Superannuation Funds in Australia. I have worked in the Superannuation industry in Australia so I understand in detail how Australian super funds work and the rules relating to them. I am specifically looking for information on how a 401K works and, if anybody knows about both superannuation funds and 401Ks, what the similarities/differences are. If you only know about 401Ks then please put down what you know and I will be able to work out the differences and similarities. My understanding is that 401Ks are retirement savings accounts which are preserved until age 62 except in certain circumstances (much the same as a super fund). In the US does your employer make contributions into this account for you? Are the contributions compulsory? Is insurance available? The more info the better. Cheers Are there any concessional taxation rules for contributions? How are fund earnings taxed? Are benefits based on a formula (. % multiplied by salary at retirement) or are they simply contributions accumulated with interest? How are benefits taxed? ~~~ Richard D ~~~

Investing : How Do I Go About Purchasing Shares Online Without A Broker On Computershare

Ive read through a few of the resolved questions, most have mentioned Computershare. Does anyone know how to use it? I dont want a broker, and want to purchase online, without having to pay more than around $100 AUS for the account itself. I also want to buy BHP Billiton shares afterwards, but thats not so important. ~~~ Kite ~~~

Investing : How Do You Find Dividend History Of A Particular Stock

I am looking for a table with dividend pay-outs for Westfield Group (WDC) since 2003. I have looked around for a fair while with little luck and Yahoo Finance does not seem to be cooperating (although it was fantastic in getting me the share price history!) If someone could tell me where I can find this sort of info/ actually find a table like this it would be great! ~~~ jay ~~~

Investing : How Do I Study On Stock Market And How To Invest Properly

Recently i am interested in investment and the stock market. But i am also aware of the risk in it. With proper knowledge, i am able to reduce the risk. So how do i learn all this? ~~~ clannerzech ~~~

Investing : What Is The Best Way To Learn Forex Trading

I would like to start trading in foreign exchange, and I am looking for tips on how to get started with forex trading? I have looked at some of the trading platforms out there, and they seem quite complex and intimidating. Your help would be appreciated. ~~~ james ~~~