Insurance & Registration. What Happens After I've Reported An Accident To My Insurance Company?
Insurance & Registration. What Will Happen After I've Reported An Accident To My Insurance Company? Will They Sort It Out With The Insurance Company O
Insurance Registration : What Happens After Ive Reported An Accident To My Insurance Company
What will happen after i've reported an accident to my insurance company? Will they sort it out with the insurance company of the other party involved in the accident? Or will i be expected to handle anymore paper work? Just had my first accident, very stressed, please help! ~~~ Evy ~~~
Best Answer To Insurance Registration Question
I work at an insurance agency. Your company should contact the at fault party and handle everything. You will probably have to speak with an adjuster who will handle your claim. If you have good insurance, things will go smoothly. Hope you're okay.
All Answers To Insurance Registration Questions
Answer 1I work at an insurance agency. Your company should contact the at fault party and handle everything. You will probably have to speak with an adjuster who will handle your claim. If you have good insurance, things will go smoothly. Hope you're okay.
Answer 2They will sort it out thats their job.
Answer 3Just go to the insurance office and ask them the same thing you just asked here.
Answer 4Your insurance company "should" sort things out with the other drivers insurance company. After all is said done, your premiums will sky rocket. (Depending on the extent of damage)
Answer 5You've had some good answers...but a little tip that I learned AFTER my no claim on a bump.. I had to pay the other woman because I told insurance that my car was ok ... A lady at my insurance (after I complained that paying for the other car wasn't fair), told me that I should have said there was a bump on my car and the insurance would have gone 50-50. In other words, both parties would have paid for their own cars.
Answer 6Actually if you were determined to be not at fault in the accident YOUR rates will not sky rocket as told by an answerer. But that your insurance should be able to help you. I wish you luck.
Answer 7You will receive paperwork to explain what happened and then just leave it to the insurance company to sort it out.
Answer 8It's relatively simple...follow the instructions of your insurance company (not the person you bought insurance from) and be sure to read the paperwork they send you, especially in the very beginning. You'll be inundated with different letters addressing different subjects. Don't just throw them away. Your adjuster will take a recorded statement from you, order a vehicle inspection of your car and order the police report. They will also attempt to speak with the other driver in the accident and look at their car as well. If there are any witnesses they will speak to them too. Once they have spoken with drivers/witnesses and inspected the cars they will render a liability decision and communicate with the other insurance company regarding that decision. They will either agree or disagree. If they agree then that's pretty much it. If they disagree the case will be filed in arbitration where someone like me will review the evidence presented by BOTH insurance companies and render a final liability decision--whatever that decision is all parties will abide by and yes it is legally binding. (The police report is used to identify other pertinent info, such as weather/road conditions, witnesses, construction zones, verify who was involved in the accident, but it doesn't mean squat if the cop writes 'so and so was at fault fo....' all that means is someone violated a vehicle code-the cop didn't witness the accident nor are they qualifed to render a liability decision.) Depending on the negligence laws of your state will determine how much is paid to whom. Now, what I've just provided is not set in stone..
Answer 91) First, are you going to claim from your own insurance or the other party? 2) Who's at fault in this accident? 3) Have you lodged a report with the police dept? If you are at fault and wish to claim from your own insurance, they will need you to complete a claim form and submit all the necessary documents. Then an adjuster will see you to ask some questions which is norm. If you are at fault but do not wish to make a claim, then just complete a claim form (for notification purpose) and enclose a copy of a police report for your insurance company. Your insurance company will take it up from there should there be a claim later on from the other party. If you are not at fault, you may choose to claim from the other party's insurance yourself but you are still obligated to inform your own insurance company. Complete a claim form (for notification purpose).
Answer 10If you're in the ., then relax. Your company will handle all the details with the other insurer. All you will be required to do is choose the repair shop and pay your deductible, (which will be refunded to you if your insurer is successful in getting the cost to repair back from the other company).
Answer 11First, you did the right thing. They'll talk you through it, step by step. Should the other person or ins co contact you, just give them the name of your ins co and the agent's number. Your ins co works for will help you through it. Relax!
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